for work permit and s pass holders
foreign worker medical insurance
what it should cover
• medical insurance coverage of at least $15,000 per year
• covering inpatient care and day surgery
• including hospital bills for conditions that may not be work related.
what we offer
• pre-existing conditions are covered
• no waiting period
• worldwide cover for overseas work-related assignments
• covers work-related injuries in excess of work injury compensation
• covid-19 hospitalisation coverage from Day 1 of arrival in Singapore
eligibility
• work permit and s pass holder in active service
• age 16 to 75, renewable up to 85 years old
administrative ease
• policy issued on named basis
• online declaration of member movement and claim submission
• quarterly premium adjustment for member movement
claims
• claim is on reimbursement basis
• pro-ration factor of 60% if admitted into private hospital or higher class ward
annual premium
| hospital & surgical | Plan 1 | Plan 2 | Plan 3 |
| annual policy limit | $ 45,000 | $ 30,000 | $ 15,000 |
| 4/6 bedded government & restructured hospital
with 120 days pre/post hospitalisation/surgery emergency outpatient treatment (due to accident) |
as-charged | as-charged | as-charged |
| outpatient cancer treatment | up to $5,000 | up to $5,000 | up to $5,000 |
| outpatient kidney dialysis | up to $5,000 | up to $5,000 | up to $5,000 |
| special grant | $ 5,000 (non-accidental) $10,000 (accidental) |
||
| repatriation | as-charged | as-charged | as-charged |
| annual premium per employee (with GST) | |||
| group size 1 to 10 | $150.62 | $99.80 | $86.78 |
| group size 11 to 20 | $127.58 | $84.53 | $73.50 |
please call for headcount above 20.
chat with us
to arrange the application
insurance details
get the policy details for submission to mom
