for work permit and s pass holders
foreign worker medical insurance

what it should cover

• medical insurance coverage of at least $15,000 per year
• covering inpatient care and day surgery
• including hospital bills for conditions that may not be work related.

what we offer

• pre-existing conditions are covered
• no waiting period
• worldwide cover for overseas work-related assignments
• covers work-related injuries in excess of work injury compensation
• admission to 4/6 bedded government hospital



• work permit and s pass holder in active service
• age 17 to 65, renewable up to 72 years old


administrative ease

• policy issued on headcount basis
• declaration of named worker only at inception and renewal
• headcount adjustment will be processed upon renewal



• claim is on reimbursement basis
• pro-ration factor of 65% if admitted into private hospital or higher class ward

annual premium

hospital & surgical Plan 1 Plan 2 Plan 3
4/6 bedded government & restructured hospital

with 90 days pre/post hospitalisation/surgery

up to $15,000
per disability
up to $20,000
per disability
up to $30,000
per disability
repatriation $2,000 $2,000 $2,000
special grant $3,000 $3,000 $3,000
outpatient cancer treatment and kidney dialysis NA NA $5,000
emergency outpatient treatment NA NA $200
annual premium per employee (with GST)
group size 1 to 10 $85.60 $94.16 $144.45
group size 11 to 100 $67.41 $73.83 $112.35


chat with us

to arrange the application

insurance details

get the policy details for submission to mom